SOEWARNO, Lidya Endah Sugiarti; TUMBUAN, Willem JF Alfa; JAN, Arrazi Hasan. Effect of Promotional Mix on Credit Card Usage Decisions for Customers of PT BNI (Persero) Tbk Manado Area During the Covid-19 Pandemic. International Journal on Economics, Finance and Sustainable Development, [S. l.], v. 4, n. 6, p. 92–101, 2022. DOI: 10.31149/ijefsd.v4i6.3205. Disponível em: https://journals.researchparks.org/index.php/IJEFSD/article/view/3205. Acesso em: 7 nov. 2026.