Toshtemirovich, Mamadiyarov Zokir. “The Importance of Bank Transformation and Digitization”. International Journal on Economics, Finance and Sustainable Development 5, no. 2 (February 8, 2023): 11-20. Accessed May 14, 2024. https://journals.researchparks.org/index.php/IJEFSD/article/view/3979.