Deepa Damodaran, R. Regin, and S. Suman Rajest. “Adoption Restraints in Mobile Banking With Reference to India”. International Journal on Economics, Finance and Sustainable Development 6, no. 1 (January 19, 2024): 48-63. Accessed November 22, 2024. https://journals.researchparks.org/index.php/IJEFSD/article/view/5172.