Improvement of Credit Processing Model of Commercial Banks on the Scale Scale System
Keywords:
Lending practice, business entities, evaluation criteria, coefficient method, financial indicators, non-financial indicators, transformation model, scoring system
Abstract
The article describes a new model of compliance with the terms of credit of business entities by commercial banks and its evaluation. In this regard, the advantages of the "system of transformation of lending practices" scoring system, developed by combining national and foreign experience, are highlighted.
References
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2. Abdullaeva Sh.Z. The practice of applying scoring in lending. Scientific electronic journal "International Finance and Accounting". 2017. №1, р. 11.
3. Azizov U.O. and others. Banking.-T .: Science and Technology, 2016. 640 p.
4. Alimardonov I.M. Improving the practice of assessing the solvency of small businesses. Scientific electronic journal "International Finance and Accounting". 2017. №2, р. 6.
5. Endovitsky D. A., Bakhtin K. V., Kovtun D. V. Analysis of the creditworthiness of an organization and a group of companies: study guide.- M.: KNORUS, 2016. 376 p.
6. Endovitsky D.A., Bocharova I.V. Analysis and assessment of the creditworthiness of the borrower. Educational and practical guide. M. : KNORUS. 2005. - 272 p.
7. Liferenko G.N. Financial analysis of the enterprise: Textbook.-M .: Exam, 2005. p. 160
8. Mavlanov N.N. Assess the creditworthiness of the enterprise and improve its comprehensive analysis. Scientific electronic journal "International Finance and Accounting". 2016. №3, 9 b.
9. Mavlanov N.N. Sravnitelnaya otsenka sovremennyx kontseptsiy analiza kreditosposobnosti: nauchnыe podkhodы i praktika. Scientific electronic journal "International Finance and Accounting". 2018. №1, 14 b.
10. Mamatov B.Sh., Qulliev I.Ya., Pulatova M.B. Improving the practice of assessing the creditworthiness of customers in commercial banks of the Republic of Uzbekistan. Monograph.-T .: Extremum-press, 2016. 112 p.
11. Naumchenkova Yu. V. Evaluation of creditworthiness of the borrower. Theory and practice of modern science. 2016. № 5. p.5
12. Raximov M.Yu. Analysis of the financial condition of economic entities. Textbook.-T .: Economics and Finance, 2015. 392 p.
Published
2022-03-02
How to Cite
Ruzimamatovich, N. A. (2022). Improvement of Credit Processing Model of Commercial Banks on the Scale Scale System. International Journal on Orange Technologies, 4(3), 48-53. Retrieved from https://journals.researchparks.org/index.php/IJOT/article/view/2797
Section
Articles
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