Mechanism for Providing Retail Financial Services in Uzbekistan
Keywords:
retail banking services, retail lending, underwriter, personal income, mobile application
Abstract
In this article, banks are in the process of digital transformation Problems and current situation in improving retail banking services are analyzed. In particular, in the transformation of the banking system of Uzbekistan, the revision of the bank structure and the optimization of the bank's service processes, the one-step lending system through underwriters and the management of personal funds for users are the most important. comments on the applications. The results of this study are important in studying the factors influencing the development of retail banking services and eliminating problematic situations.
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2. Storbacka, K., & Nenonen, S. (2014). Learning with the market: Facilitating market innovation. Industrial Marketing Management. 44, 73-82. DOI: 10.1016/j.indmarman.2014.10.009
3. Ajzen, I. (2008). Consumer attitudes and behavior. In CP Haugtvedt, PM Herr, & FR Cardes (Eds.) Handbook of consumer psychology (pp. 525-548). New York: Lawrence Erlbaum Associates
4. Brown S. Retail Location: a micro-scale perspective. Aldershot: Avebury, 1992. P.11.
5. Управление розничнйм маркетингом: перю с энгл./под ред. Д. Гилберта, М., 2005. С. 10-11.
6. Resolution No. 24/5 of the Board of the Central Bank of the Republic of Uzbekistan dated September 28, 2019 "Regulation of the Debt Burden of Individual Borrowers"
7. https://www.gazeta.uz/uz/2023/04/05/ipoteka/
8. Zakir Toshtemirovich Mamadiyarov. 2022. Risk Management in the Remote Provision of Banking Services in the Conditions of Digital Transformation of Banks. In The 5th International Conference on Future Networks & Distributed Systems (ICFNDS 2021). Association for Computing Machinery, New York, NY, USA, 311–317. https://doi.org/10.1145/3508072.3508119
9. https://hamkorbank.uz .
10. Banks without queues: modern possibilities of banking mobile applications | Deposit.uz
11. Marin Luetic (2021) Fintech mobile applications and the new era of personal finance. June 2, 2021
12. Мамадияров, З. (2023). АКТУАЛЬНЫЕ АСПЕКТЫ ДИСТАНЦИОННОГО ПРЕДОСТАВЛЕНИЯ И ЦИФРОВИЗАЦИИ БАНКОВСКИХ УСЛУГ. Экономика и образование, 24(1), 115–122. извлечено от https://cedr.tsue.uz/index.php/journal/article/view/922
Published
2023-04-16
How to Cite
ugli, A. S. A. (2023). Mechanism for Providing Retail Financial Services in Uzbekistan. International Journal on Economics, Finance and Sustainable Development, 5(4), 21-32. https://doi.org/10.31149/ijefsd.v5i4.4272
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