Factors and Principles of Improving the Hierarchical System of Sale of Insurance Products
June 7, 2023
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The article discusses the issues of managing the sales system in an insurance company, and also analyzes the importance of a vertically integrated sales system for insurance products and its impact on efficiency. Also, when implementing the tariff policy, it is proposed to develop a tariff system for groups of risk factors, and the influence of an insurance company on financial stability is also expressed.
Abdukhalilovna, M. N. . (2023). Factors and Principles of Improving the Hierarchical System of Sale of Insurance Products. International Journal on Economics, Finance and Sustainable Development, 5(6), 29–37. https://doi.org/10.31149/ijefsd.v5i6.4466
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2. Zernov A.A., Zubets A.N., Tretyakova E.I. Management of the price policy of an insurance company // Finance. No. 6. 1997. Pp. 53-56.
3. Zubets A.N. Insurance marketing in Russia: a practical guide. / - M.: Center for Economics and Marketing, 1999. - 344 p.
4. Shakhov V.V. Insurance: Textbook for universities / - M .: UNITI, 2003. p. 311.
5. Zhuk I.N. Competitiveness of an insurance company as an object of management // Insurance business. - M .: Ankil, No. 5. 2011. S. 18-21.
6. Porter M. International competition / per. from English. / ed. V.D. Shchetinin. - M.: International relations, 1993. - 896 p.
7. Shinkarenko I.E. Development of insurance products // Organization of sales of insurance products, 2009. No. 4. [electronic resource]. URL: http://www.regulation.net/ins/prod/2009_4_article.htm
8. Shennaev H.M. Directions of development of insurance activity in the Republic of Uzbekistan. Monograph. - T.: "Economy-Finance", 2021. -336 p.
9. Yakubova N.T. Efficiency in Business Processes in Insurance Activities //INTERNATIONAL JOURNAL OF BUSINESS DIPLOMACY AND ECONOMY. – 2023. – Т. 2. – №. 5. – С. 44-48.
10. Yakubova N.T. Improvement of Business Processes in Insurance Activity in the Conditions of Innovative Development of the Economy //EUROPEAN JOURNAL OF BUSINESS STARTUPS AND OPEN SOCIETY. – 2023. – Т. 3. – №. 5. – С. 88-91.
11. Makhkambaevich B. T., Tursunbaevna Y.N. About Some Questions Optimization Of Business Process In Insurance Activity Related To Global Trends //Solid State Technology. – 2020. – Т. 63. – №. 4. – С. 5048-5058.
12. Yakubova N. TRADITIONS AND PROSPECTS OF DEVELOPMENT OF THE WORLD INSURANCE MARKET //International Finance and Accounting. – 2018. – Т. 2018. – №. 4. – С. 36.
13. Yakubova N. T. THE ROLE OF INSURANCE BUSINESS IN INSURANCE ACTIVITY //Journal of Management Value & Ethics. – С. 111.
14. Yakubova N. T. RESEARCH PARK. – 2022.
15. Tursunbaeva Y. N. Improvement of methodological bases of business processes in insurance activity //SAARJ Journal on Banking & Insurance Research. – 2019. – Т. 8. – №. 2. – С. 4-8.
16. Yakubova N. T. BIZNES JARAYONLARINI TAKOMILLASHTIRISH SUG‘URTA TASHKILOTI FAOLIYATI UZLUKSIZLIGINI TA’MINLASH OMILI //IJTIMOIY FANLARDA INNOVASIYA ONLAYN ILMIY JURNALI. – 2022. – Т. 2. – №. 12. – С. 151-155.
17. Yakubova N.T. SUG‘URTA TASHKILOTLARIDA QO‘LLANILAYOTGAN BIZNES JARAYONLARINING TARKIBI VA USULLARI //IQTISODIYOT VA ZAMONAVIY TEXNOLOGIYA. – 2022. – Т. 1. – №. 2. – С. 11-18.
18. Yakubova N.T. O‘ZBEKISTON SUG‘URTA TASHKILOTLARI FAOLIYATIDA BIZNES JARAYONLARI SAMARADORLIGINI OSHIRISH YO‘LLARI //BOSHQARUV VA ETIKA QOIDALARI ONLAYN ILMIY JURNALI. – 2022. – Т. 2. – №. 12. – С. 109-113.
19. A.Y.Xolbaev 2021. INSURANCE AS A PROMISING MECHANISM OF INFORMATION PROTECTION. Archive of Conferences. (Dec. 2021), 39-40.
20. Kholboev A. INSURANCE INFORMATION RISKS (CYBER INSURANCE). International Finance and Accounting. 2021;2021(2):12.
21. Matiyazova S. R. THE PROCESS OF FORMATION OF INNOVATIVE ENVIRONMENT IN COMPETITIVE CONDITIONS IN THE INSURANCE MARKET //Oriental Journal of Economics, Finance and Management. – 2022. – Т. 2. – №. 1. – С. 7-11.
22. Yuldashev O. T. Development prospects of investment insurance product “Unit-Linked” //International Finance and Accounting. – 2020. – Т. 5. – С. 1.
23. Yuldashev O., Mirsultonov M. Insurance of financial risks: problems and solutions //International Finance and Accounting. – 2019. – Т. 2019. – №. 2. – С. 29.
24. Yuldashev O. T. Ways of Development of Accumulative Life Insurance in Uzbekistan //Central Asian Journal of Innovations on Tourism Management and Finance. – 2023. – Т. 4. – №. 1. – С. 99-107.
25. Yuldashev, O. T. (2023). Ways of Development of Accumulative Life Insurance in Uzbekistan. Central Asian Journal of Innovations on Tourism Management and Finance, 4(1), 99-107. https://doi.org/10.17605/OSF.IO/WPGBA
More Citation Formats
26. Zakirkhodjaeva Sh. A. "Deepening of pension reforms and improvement of investment activities of transition economies." Asian Journal of Multidimensional Research (AJMR) 8.4 (2019): 249-254.
27. Hamrayeva F. THE ROLE OF COMPULSORY INSURANCE IN THE MODERN INSURANCE SYSTEM // International Finance and Accounting 2020 (1), 8
28. Shennaev K.M. Regulation of investment activities of insurers //Asian Journal of Multidimensional Research (AJMR). – 2020. – Т. 9. – №. 11. – С. 55-59.
29. Shennaev K. M. The main directions of protection of insurance consumers in the current situation //SAARJ Journal on Banking & Insurance Research. – 2020. – Т. 9. – №. 6. – С. 32-37.
30. Носирова Г. Пути оптимизации инвестиционного портфеля страховых компаний Республики Узбекистан //International Journal of Formal Education. – 2023. – Т. 2. – №. 3. – С. 100-104.
31. Юлдашев, О. (2020). Особенности развития страхования жизни. Экономика и Образование, 1(5), 208–211.
32. Матиязова С. Р. Особенности организации исламского страхования //Научный лидер. – 2021. – №. 8. – С. 10.
33. Shennaev K. M., Matiyazova S. R. The Impact of the Covid-19 Pandemic on the Insurance Market //International Journal of Psychosocial Rehabilitation. – 2020. – Т. 24. – №. 4. – С. 6502-6509.
34. Sanobar M. Insurance agents development prospects case of insurance market of Uzbekistan //ACADEMICIA: An International Multidisciplinary Research Journal. – 2019. – Т. 9. – №. 4. – С. 156-162.
35. Matiyazova S. R. Activities and insurance brokers in Uzbekistan development features //American Journal of Economics and Business Management. – 2020. – Т. 3. – №. 2. – С. 9-16.
36. Rajabbayovna M. S. DIGITALIZATION OF ACTIVITIES OF INSURANCE INTERMEDIARIES IN THE PROVISION OF INSURANCE SERVICES //JOURNAL OF ECONOMY, TOURISM AND SERVICE. – 2023. – Т. 2. – №. 5. – С. 8-12.
37. Mavrulova N. A. Strategic development of the insurance services market in Uzbekistan //American Journal of Economics and Business Management. – 2020. – Т. 3. – №. 2. – С. 1-8.
38. Маврулова Н. А. ЎЗБЕКИСТОНДА ҚАЙТА СУҒУРТА БОЗОРИНИ ШАКЛЛАНТИРИШ ВА ЖАДАЛ РИВОЖЛАНТИРИШНИНГ УСТУВОР ЙЎНАЛИШЛАРИ //Экономика и финансы (Узбекистан). – 2020. – №. 1 (133). – С. 27-32.
39. Abdukhalilovna M. N. DIRECTIONS FOR THE DEVELOPMENT OF THE GENERAL INSURANCE INDUSTRY IN UZBEKISTAN //Gospodarka i Innowacje. – 2023. – Т. 34. – С. 229-236.
40. https://inlibrary.uz/index.php/economy_education/article/view/5428
41. https://raexpert.ru/researches/insurance/
42. https://habr.com/ru/companies/otus/articles/
43. https://ictnews.uz/
2. Zernov A.A., Zubets A.N., Tretyakova E.I. Management of the price policy of an insurance company // Finance. No. 6. 1997. Pp. 53-56.
3. Zubets A.N. Insurance marketing in Russia: a practical guide. / - M.: Center for Economics and Marketing, 1999. - 344 p.
4. Shakhov V.V. Insurance: Textbook for universities / - M .: UNITI, 2003. p. 311.
5. Zhuk I.N. Competitiveness of an insurance company as an object of management // Insurance business. - M .: Ankil, No. 5. 2011. S. 18-21.
6. Porter M. International competition / per. from English. / ed. V.D. Shchetinin. - M.: International relations, 1993. - 896 p.
7. Shinkarenko I.E. Development of insurance products // Organization of sales of insurance products, 2009. No. 4. [electronic resource]. URL: http://www.regulation.net/ins/prod/2009_4_article.htm
8. Shennaev H.M. Directions of development of insurance activity in the Republic of Uzbekistan. Monograph. - T.: "Economy-Finance", 2021. -336 p.
9. Yakubova N.T. Efficiency in Business Processes in Insurance Activities //INTERNATIONAL JOURNAL OF BUSINESS DIPLOMACY AND ECONOMY. – 2023. – Т. 2. – №. 5. – С. 44-48.
10. Yakubova N.T. Improvement of Business Processes in Insurance Activity in the Conditions of Innovative Development of the Economy //EUROPEAN JOURNAL OF BUSINESS STARTUPS AND OPEN SOCIETY. – 2023. – Т. 3. – №. 5. – С. 88-91.
11. Makhkambaevich B. T., Tursunbaevna Y.N. About Some Questions Optimization Of Business Process In Insurance Activity Related To Global Trends //Solid State Technology. – 2020. – Т. 63. – №. 4. – С. 5048-5058.
12. Yakubova N. TRADITIONS AND PROSPECTS OF DEVELOPMENT OF THE WORLD INSURANCE MARKET //International Finance and Accounting. – 2018. – Т. 2018. – №. 4. – С. 36.
13. Yakubova N. T. THE ROLE OF INSURANCE BUSINESS IN INSURANCE ACTIVITY //Journal of Management Value & Ethics. – С. 111.
14. Yakubova N. T. RESEARCH PARK. – 2022.
15. Tursunbaeva Y. N. Improvement of methodological bases of business processes in insurance activity //SAARJ Journal on Banking & Insurance Research. – 2019. – Т. 8. – №. 2. – С. 4-8.
16. Yakubova N. T. BIZNES JARAYONLARINI TAKOMILLASHTIRISH SUG‘URTA TASHKILOTI FAOLIYATI UZLUKSIZLIGINI TA’MINLASH OMILI //IJTIMOIY FANLARDA INNOVASIYA ONLAYN ILMIY JURNALI. – 2022. – Т. 2. – №. 12. – С. 151-155.
17. Yakubova N.T. SUG‘URTA TASHKILOTLARIDA QO‘LLANILAYOTGAN BIZNES JARAYONLARINING TARKIBI VA USULLARI //IQTISODIYOT VA ZAMONAVIY TEXNOLOGIYA. – 2022. – Т. 1. – №. 2. – С. 11-18.
18. Yakubova N.T. O‘ZBEKISTON SUG‘URTA TASHKILOTLARI FAOLIYATIDA BIZNES JARAYONLARI SAMARADORLIGINI OSHIRISH YO‘LLARI //BOSHQARUV VA ETIKA QOIDALARI ONLAYN ILMIY JURNALI. – 2022. – Т. 2. – №. 12. – С. 109-113.
19. A.Y.Xolbaev 2021. INSURANCE AS A PROMISING MECHANISM OF INFORMATION PROTECTION. Archive of Conferences. (Dec. 2021), 39-40.
20. Kholboev A. INSURANCE INFORMATION RISKS (CYBER INSURANCE). International Finance and Accounting. 2021;2021(2):12.
21. Matiyazova S. R. THE PROCESS OF FORMATION OF INNOVATIVE ENVIRONMENT IN COMPETITIVE CONDITIONS IN THE INSURANCE MARKET //Oriental Journal of Economics, Finance and Management. – 2022. – Т. 2. – №. 1. – С. 7-11.
22. Yuldashev O. T. Development prospects of investment insurance product “Unit-Linked” //International Finance and Accounting. – 2020. – Т. 5. – С. 1.
23. Yuldashev O., Mirsultonov M. Insurance of financial risks: problems and solutions //International Finance and Accounting. – 2019. – Т. 2019. – №. 2. – С. 29.
24. Yuldashev O. T. Ways of Development of Accumulative Life Insurance in Uzbekistan //Central Asian Journal of Innovations on Tourism Management and Finance. – 2023. – Т. 4. – №. 1. – С. 99-107.
25. Yuldashev, O. T. (2023). Ways of Development of Accumulative Life Insurance in Uzbekistan. Central Asian Journal of Innovations on Tourism Management and Finance, 4(1), 99-107. https://doi.org/10.17605/OSF.IO/WPGBA
More Citation Formats
26. Zakirkhodjaeva Sh. A. "Deepening of pension reforms and improvement of investment activities of transition economies." Asian Journal of Multidimensional Research (AJMR) 8.4 (2019): 249-254.
27. Hamrayeva F. THE ROLE OF COMPULSORY INSURANCE IN THE MODERN INSURANCE SYSTEM // International Finance and Accounting 2020 (1), 8
28. Shennaev K.M. Regulation of investment activities of insurers //Asian Journal of Multidimensional Research (AJMR). – 2020. – Т. 9. – №. 11. – С. 55-59.
29. Shennaev K. M. The main directions of protection of insurance consumers in the current situation //SAARJ Journal on Banking & Insurance Research. – 2020. – Т. 9. – №. 6. – С. 32-37.
30. Носирова Г. Пути оптимизации инвестиционного портфеля страховых компаний Республики Узбекистан //International Journal of Formal Education. – 2023. – Т. 2. – №. 3. – С. 100-104.
31. Юлдашев, О. (2020). Особенности развития страхования жизни. Экономика и Образование, 1(5), 208–211.
32. Матиязова С. Р. Особенности организации исламского страхования //Научный лидер. – 2021. – №. 8. – С. 10.
33. Shennaev K. M., Matiyazova S. R. The Impact of the Covid-19 Pandemic on the Insurance Market //International Journal of Psychosocial Rehabilitation. – 2020. – Т. 24. – №. 4. – С. 6502-6509.
34. Sanobar M. Insurance agents development prospects case of insurance market of Uzbekistan //ACADEMICIA: An International Multidisciplinary Research Journal. – 2019. – Т. 9. – №. 4. – С. 156-162.
35. Matiyazova S. R. Activities and insurance brokers in Uzbekistan development features //American Journal of Economics and Business Management. – 2020. – Т. 3. – №. 2. – С. 9-16.
36. Rajabbayovna M. S. DIGITALIZATION OF ACTIVITIES OF INSURANCE INTERMEDIARIES IN THE PROVISION OF INSURANCE SERVICES //JOURNAL OF ECONOMY, TOURISM AND SERVICE. – 2023. – Т. 2. – №. 5. – С. 8-12.
37. Mavrulova N. A. Strategic development of the insurance services market in Uzbekistan //American Journal of Economics and Business Management. – 2020. – Т. 3. – №. 2. – С. 1-8.
38. Маврулова Н. А. ЎЗБЕКИСТОНДА ҚАЙТА СУҒУРТА БОЗОРИНИ ШАКЛЛАНТИРИШ ВА ЖАДАЛ РИВОЖЛАНТИРИШНИНГ УСТУВОР ЙЎНАЛИШЛАРИ //Экономика и финансы (Узбекистан). – 2020. – №. 1 (133). – С. 27-32.
39. Abdukhalilovna M. N. DIRECTIONS FOR THE DEVELOPMENT OF THE GENERAL INSURANCE INDUSTRY IN UZBEKISTAN //Gospodarka i Innowacje. – 2023. – Т. 34. – С. 229-236.
40. https://inlibrary.uz/index.php/economy_education/article/view/5428
41. https://raexpert.ru/researches/insurance/
42. https://habr.com/ru/companies/otus/articles/
43. https://ictnews.uz/
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