Factors and Principles of Improving the Hierarchical System of Sale of Insurance Products
Keywords:
insurance product, insurance service, hierarchical system, insurance market, competition, tariff rate, net rate, franchise, price of insurance services
Abstract
The article discusses the issues of managing the sales system in an insurance company, and also analyzes the importance of a vertically integrated sales system for insurance products and its impact on efficiency. Also, when implementing the tariff policy, it is proposed to develop a tariff system for groups of risk factors, and the influence of an insurance company on financial stability is also expressed.
References
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21. Matiyazova S. R. THE PROCESS OF FORMATION OF INNOVATIVE ENVIRONMENT IN COMPETITIVE CONDITIONS IN THE INSURANCE MARKET //Oriental Journal of Economics, Finance and Management. – 2022. – Т. 2. – №. 1. – С. 7-11.
22. Yuldashev O. T. Development prospects of investment insurance product “Unit-Linked” //International Finance and Accounting. – 2020. – Т. 5. – С. 1.
23. Yuldashev O., Mirsultonov M. Insurance of financial risks: problems and solutions //International Finance and Accounting. – 2019. – Т. 2019. – №. 2. – С. 29.
24. Yuldashev O. T. Ways of Development of Accumulative Life Insurance in Uzbekistan //Central Asian Journal of Innovations on Tourism Management and Finance. – 2023. – Т. 4. – №. 1. – С. 99-107.
25. Yuldashev, O. T. (2023). Ways of Development of Accumulative Life Insurance in Uzbekistan. Central Asian Journal of Innovations on Tourism Management and Finance, 4(1), 99-107. https://doi.org/10.17605/OSF.IO/WPGBA
More Citation Formats
26. Zakirkhodjaeva Sh. A. "Deepening of pension reforms and improvement of investment activities of transition economies." Asian Journal of Multidimensional Research (AJMR) 8.4 (2019): 249-254.
27. Hamrayeva F. THE ROLE OF COMPULSORY INSURANCE IN THE MODERN INSURANCE SYSTEM // International Finance and Accounting 2020 (1), 8
28. Shennaev K.M. Regulation of investment activities of insurers //Asian Journal of Multidimensional Research (AJMR). – 2020. – Т. 9. – №. 11. – С. 55-59.
29. Shennaev K. M. The main directions of protection of insurance consumers in the current situation //SAARJ Journal on Banking & Insurance Research. – 2020. – Т. 9. – №. 6. – С. 32-37.
30. Носирова Г. Пути оптимизации инвестиционного портфеля страховых компаний Республики Узбекистан //International Journal of Formal Education. – 2023. – Т. 2. – №. 3. – С. 100-104.
31. Юлдашев, О. (2020). Особенности развития страхования жизни. Экономика и Образование, 1(5), 208–211.
32. Матиязова С. Р. Особенности организации исламского страхования //Научный лидер. – 2021. – №. 8. – С. 10.
33. Shennaev K. M., Matiyazova S. R. The Impact of the Covid-19 Pandemic on the Insurance Market //International Journal of Psychosocial Rehabilitation. – 2020. – Т. 24. – №. 4. – С. 6502-6509.
34. Sanobar M. Insurance agents development prospects case of insurance market of Uzbekistan //ACADEMICIA: An International Multidisciplinary Research Journal. – 2019. – Т. 9. – №. 4. – С. 156-162.
35. Matiyazova S. R. Activities and insurance brokers in Uzbekistan development features //American Journal of Economics and Business Management. – 2020. – Т. 3. – №. 2. – С. 9-16.
36. Rajabbayovna M. S. DIGITALIZATION OF ACTIVITIES OF INSURANCE INTERMEDIARIES IN THE PROVISION OF INSURANCE SERVICES //JOURNAL OF ECONOMY, TOURISM AND SERVICE. – 2023. – Т. 2. – №. 5. – С. 8-12.
37. Mavrulova N. A. Strategic development of the insurance services market in Uzbekistan //American Journal of Economics and Business Management. – 2020. – Т. 3. – №. 2. – С. 1-8.
38. Маврулова Н. А. ЎЗБЕКИСТОНДА ҚАЙТА СУҒУРТА БОЗОРИНИ ШАКЛЛАНТИРИШ ВА ЖАДАЛ РИВОЖЛАНТИРИШНИНГ УСТУВОР ЙЎНАЛИШЛАРИ //Экономика и финансы (Узбекистан). – 2020. – №. 1 (133). – С. 27-32.
39. Abdukhalilovna M. N. DIRECTIONS FOR THE DEVELOPMENT OF THE GENERAL INSURANCE INDUSTRY IN UZBEKISTAN //Gospodarka i Innowacje. – 2023. – Т. 34. – С. 229-236.
40. https://inlibrary.uz/index.php/economy_education/article/view/5428
41. https://raexpert.ru/researches/insurance/
42. https://habr.com/ru/companies/otus/articles/
43. https://ictnews.uz/
2. Zernov A.A., Zubets A.N., Tretyakova E.I. Management of the price policy of an insurance company // Finance. No. 6. 1997. Pp. 53-56.
3. Zubets A.N. Insurance marketing in Russia: a practical guide. / - M.: Center for Economics and Marketing, 1999. - 344 p.
4. Shakhov V.V. Insurance: Textbook for universities / - M .: UNITI, 2003. p. 311.
5. Zhuk I.N. Competitiveness of an insurance company as an object of management // Insurance business. - M .: Ankil, No. 5. 2011. S. 18-21.
6. Porter M. International competition / per. from English. / ed. V.D. Shchetinin. - M.: International relations, 1993. - 896 p.
7. Shinkarenko I.E. Development of insurance products // Organization of sales of insurance products, 2009. No. 4. [electronic resource]. URL: http://www.regulation.net/ins/prod/2009_4_article.htm
8. Shennaev H.M. Directions of development of insurance activity in the Republic of Uzbekistan. Monograph. - T.: "Economy-Finance", 2021. -336 p.
9. Yakubova N.T. Efficiency in Business Processes in Insurance Activities //INTERNATIONAL JOURNAL OF BUSINESS DIPLOMACY AND ECONOMY. – 2023. – Т. 2. – №. 5. – С. 44-48.
10. Yakubova N.T. Improvement of Business Processes in Insurance Activity in the Conditions of Innovative Development of the Economy //EUROPEAN JOURNAL OF BUSINESS STARTUPS AND OPEN SOCIETY. – 2023. – Т. 3. – №. 5. – С. 88-91.
11. Makhkambaevich B. T., Tursunbaevna Y.N. About Some Questions Optimization Of Business Process In Insurance Activity Related To Global Trends //Solid State Technology. – 2020. – Т. 63. – №. 4. – С. 5048-5058.
12. Yakubova N. TRADITIONS AND PROSPECTS OF DEVELOPMENT OF THE WORLD INSURANCE MARKET //International Finance and Accounting. – 2018. – Т. 2018. – №. 4. – С. 36.
13. Yakubova N. T. THE ROLE OF INSURANCE BUSINESS IN INSURANCE ACTIVITY //Journal of Management Value & Ethics. – С. 111.
14. Yakubova N. T. RESEARCH PARK. – 2022.
15. Tursunbaeva Y. N. Improvement of methodological bases of business processes in insurance activity //SAARJ Journal on Banking & Insurance Research. – 2019. – Т. 8. – №. 2. – С. 4-8.
16. Yakubova N. T. BIZNES JARAYONLARINI TAKOMILLASHTIRISH SUG‘URTA TASHKILOTI FAOLIYATI UZLUKSIZLIGINI TA’MINLASH OMILI //IJTIMOIY FANLARDA INNOVASIYA ONLAYN ILMIY JURNALI. – 2022. – Т. 2. – №. 12. – С. 151-155.
17. Yakubova N.T. SUG‘URTA TASHKILOTLARIDA QO‘LLANILAYOTGAN BIZNES JARAYONLARINING TARKIBI VA USULLARI //IQTISODIYOT VA ZAMONAVIY TEXNOLOGIYA. – 2022. – Т. 1. – №. 2. – С. 11-18.
18. Yakubova N.T. O‘ZBEKISTON SUG‘URTA TASHKILOTLARI FAOLIYATIDA BIZNES JARAYONLARI SAMARADORLIGINI OSHIRISH YO‘LLARI //BOSHQARUV VA ETIKA QOIDALARI ONLAYN ILMIY JURNALI. – 2022. – Т. 2. – №. 12. – С. 109-113.
19. A.Y.Xolbaev 2021. INSURANCE AS A PROMISING MECHANISM OF INFORMATION PROTECTION. Archive of Conferences. (Dec. 2021), 39-40.
20. Kholboev A. INSURANCE INFORMATION RISKS (CYBER INSURANCE). International Finance and Accounting. 2021;2021(2):12.
21. Matiyazova S. R. THE PROCESS OF FORMATION OF INNOVATIVE ENVIRONMENT IN COMPETITIVE CONDITIONS IN THE INSURANCE MARKET //Oriental Journal of Economics, Finance and Management. – 2022. – Т. 2. – №. 1. – С. 7-11.
22. Yuldashev O. T. Development prospects of investment insurance product “Unit-Linked” //International Finance and Accounting. – 2020. – Т. 5. – С. 1.
23. Yuldashev O., Mirsultonov M. Insurance of financial risks: problems and solutions //International Finance and Accounting. – 2019. – Т. 2019. – №. 2. – С. 29.
24. Yuldashev O. T. Ways of Development of Accumulative Life Insurance in Uzbekistan //Central Asian Journal of Innovations on Tourism Management and Finance. – 2023. – Т. 4. – №. 1. – С. 99-107.
25. Yuldashev, O. T. (2023). Ways of Development of Accumulative Life Insurance in Uzbekistan. Central Asian Journal of Innovations on Tourism Management and Finance, 4(1), 99-107. https://doi.org/10.17605/OSF.IO/WPGBA
More Citation Formats
26. Zakirkhodjaeva Sh. A. "Deepening of pension reforms and improvement of investment activities of transition economies." Asian Journal of Multidimensional Research (AJMR) 8.4 (2019): 249-254.
27. Hamrayeva F. THE ROLE OF COMPULSORY INSURANCE IN THE MODERN INSURANCE SYSTEM // International Finance and Accounting 2020 (1), 8
28. Shennaev K.M. Regulation of investment activities of insurers //Asian Journal of Multidimensional Research (AJMR). – 2020. – Т. 9. – №. 11. – С. 55-59.
29. Shennaev K. M. The main directions of protection of insurance consumers in the current situation //SAARJ Journal on Banking & Insurance Research. – 2020. – Т. 9. – №. 6. – С. 32-37.
30. Носирова Г. Пути оптимизации инвестиционного портфеля страховых компаний Республики Узбекистан //International Journal of Formal Education. – 2023. – Т. 2. – №. 3. – С. 100-104.
31. Юлдашев, О. (2020). Особенности развития страхования жизни. Экономика и Образование, 1(5), 208–211.
32. Матиязова С. Р. Особенности организации исламского страхования //Научный лидер. – 2021. – №. 8. – С. 10.
33. Shennaev K. M., Matiyazova S. R. The Impact of the Covid-19 Pandemic on the Insurance Market //International Journal of Psychosocial Rehabilitation. – 2020. – Т. 24. – №. 4. – С. 6502-6509.
34. Sanobar M. Insurance agents development prospects case of insurance market of Uzbekistan //ACADEMICIA: An International Multidisciplinary Research Journal. – 2019. – Т. 9. – №. 4. – С. 156-162.
35. Matiyazova S. R. Activities and insurance brokers in Uzbekistan development features //American Journal of Economics and Business Management. – 2020. – Т. 3. – №. 2. – С. 9-16.
36. Rajabbayovna M. S. DIGITALIZATION OF ACTIVITIES OF INSURANCE INTERMEDIARIES IN THE PROVISION OF INSURANCE SERVICES //JOURNAL OF ECONOMY, TOURISM AND SERVICE. – 2023. – Т. 2. – №. 5. – С. 8-12.
37. Mavrulova N. A. Strategic development of the insurance services market in Uzbekistan //American Journal of Economics and Business Management. – 2020. – Т. 3. – №. 2. – С. 1-8.
38. Маврулова Н. А. ЎЗБЕКИСТОНДА ҚАЙТА СУҒУРТА БОЗОРИНИ ШАКЛЛАНТИРИШ ВА ЖАДАЛ РИВОЖЛАНТИРИШНИНГ УСТУВОР ЙЎНАЛИШЛАРИ //Экономика и финансы (Узбекистан). – 2020. – №. 1 (133). – С. 27-32.
39. Abdukhalilovna M. N. DIRECTIONS FOR THE DEVELOPMENT OF THE GENERAL INSURANCE INDUSTRY IN UZBEKISTAN //Gospodarka i Innowacje. – 2023. – Т. 34. – С. 229-236.
40. https://inlibrary.uz/index.php/economy_education/article/view/5428
41. https://raexpert.ru/researches/insurance/
42. https://habr.com/ru/companies/otus/articles/
43. https://ictnews.uz/
Published
2023-06-07
How to Cite
Abdukhalilovna, M. N. (2023). Factors and Principles of Improving the Hierarchical System of Sale of Insurance Products. International Journal on Economics, Finance and Sustainable Development, 5(6), 29-37. https://doi.org/10.31149/ijefsd.v5i6.4466
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